Level Six Undergraduate: Banking Risk 2


Module Title: 
Banking Risk 2
Word Limit: 
3,000 words
Submission of Assessment 
All assignments must be submitted to the correct Submission Point that is located on the Module site under 'Assessment' using Turnitin.
Electronic Management of Assessment (EMA): Please ensure that you submit to the correct submission point on Turnitin.


Instructions on Assessment: 

To answer the questions below, you must choose one Global Systemically Important Financial Institution to provide examples. When answering both questions, you are required to demonstrate how the risks within each question interact.

In the context of the most recent international regulatory frameworks, critically evaluate the role of the bank's asset-liability committees (ALCOs) in measuring and managing interest rate and liquidity risk. To support this, you are required to calculate and interpret appropriate measurement techniques. 

Words, 50 Marks) 

Using literature and examples, compare and contrast your chosen bank's operational risk management performance within the dynamic regulatory and banking environment over the last three years. In response, construct a fraud risk assessment framework using these examples and future potential exposures. This framework should acknowledge the current legislative and regulatory infrastructure in which your bank operates.

Words, 50 Marks)

Assessment structure guidelines are as follows:

Your assignment can be in the form of a report, but you should not separate all the individual risks.

Length maximum of 3000 words (with a +/- 10% tolerance level) must be stated.

Font - Arial 12, the whole document being fully justified with 1.5 line spacing.

Titles and headings should be in bold. Section headings should be numbered, e.g. 3.1.

Quotations of more than two lines must be indented and in italics with the reference and page number stated. Shorter quotes should be in italics but do not need to be indented.

Tables and figures should be inserted at an appropriate point in the text and should be easily readable. 

No large tables, except a detailed fraud risk framework.  

If you are attaching any appendices, please keep them to a minimum. 

Referencing must be APA 6th  style.

Word limits and penalties 

If the assignment is within +10% of the stated word limit no penalty will apply.

The word count is to be declared on the front page of your assignment and the assignment cover sheet.  The word count does not include:

The word count is to be declared on the front page of your assignment and the assignment cover sheet.  The word count does not include:

Contents page

• Reference list
• Appendices
• Appropriate
• Glossary
• Bibliography
• Quotes from interviews and focus groups.
tables, figures and illustrations

 Title and


Please note, in text citations [e.g. (Smith, 2021)] and direct secondary quotations [e.g. “dib-dab nonsense analysis” (Smith, 2021 p.123)] are INCLUDED in the word count.

If this word count is falsified, students are reminded that under ARTA this will be regarded as academic misconduct.

If the word limit of the full assignment exceeds the +10% limit, 10% of the mark provisionally awarded to the assignment will be deducted.  For example: if the assignment is worth 70 marks but is above the word limit by more than 10%, a penalty of 7 marks will be imposed, giving a final mark of 63.

Students must retain an electronic copy of this assignment (including ALL appendices) and it must be made available within 24hours of them requesting it be submitted. 

The full Word Limit Policy is available here.

Mapping to Programme Goals and Objectives

Programme (Level) Learning Outcomes that this module contributes to:  

Knowledge & Understanding: 

Assess knowledge of contemporary professional practice in business and management informed by theory and research. [LO 1.1]

Appraise knowledge of business and management to complex problems in professional practice in order to identify justifiable, sustainable and responsible solutions [LO 1.2]

Intellectual / Professional skills & abilities: 

Critique creative and critical thinking skills that involve independence, understanding, justification and the ability to challenge the thinking of self and others [LO 2.2] 

Personal Values Attributes (Global / Cultural awareness, Ethics, Curiosity) (PVA):  

Critique their personal skills and attitudes for progression to post-graduate contexts, including professional work, entrepreneurship and higher-level study [LO 3.2]

Module Specific Assessment Criteria 

You will be expected to demonstrate the following learning outcomes at the end of the module:

Knowledge & Understanding: 

Develop knowledge and understanding of interest rate, liquidity, and operational risks. [MLO1]

Critically evaluate and develop an effective fraud assessment framework to prevent the fraud associated with the banking risk in the banking and finance institutions. [MLO2] Intellectual / Professional skills & abilities: 

You will develop the quantitative as well as qualitative evaluation while measuring and managing the interest rate, liquidity and operational risks. [MLO3] 

Personal Values Attributes (Global / Cultural awareness, Ethics, Curiosity) (PVA): 

You will become culturally and ethically aware of the impact of risk management systems on organisational decision-making and their antecedents' effects on the banking and financial institutions. [MLO4]